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0% Transaction Fees

Accept payments and get your fees back with our unique cashback program.

Reduce your transaction fees to as low as 0% with Viva.com.¹
Every fee is returned to your Viva.com Account when you spend with your Viva.com business debit card.

How It works

Hand holding a smartphone displaying the Viva.com banking app interface with account balance, transactions in euros, and banner for reduction of payment fees.
  • Open your account in minutes

    Answer a few simple questions and we’ll gather the required info from trusted sources, getting your account ready in minutes, no extra effort needed.

  • Activate your card instantly

  • Accept business payments

  • Pay for business expenses

  • Get cashback

One business card, full financial control

Data protection

Your card details appear only in your Account Dashboard, keeping your data protected.

Real-time overview

Monitor transactions in real-time via your Account Dashboard.

Effortless management

Generate and manage employee cards easily in your account.

Worldwide withdrawals

Enjoy worldwide cash withdrawals from any ATM.

Smiling small business owner holding a tablet in a pottery art studio with shelves of clay supplies and tools

Exclusive offers with your Viva.com Business Debit Card

Enjoy exclusive business offers with the Mastercard Business Bonus Programme when using your Viva.com debit card. 

Save on business expenses such us, travel, digital advertising, office essentials, and more, while reducing your card transaction fees to 0% with Viva.com’s cashback feature. 

Learn more

Turn fees into cashback

Make every transaction work for you with Viva.com

¹ Terms & Conditions apply  

² Surcharge is applied only where legally permitted and under specific criteria