Viva.com Saver Account
Earn more with a business savings account that offers a competitive interest rate and instant access to your money.

What is the Viva.com Saver Account?
A fully online business savings account that helps you earn interest—while keeping you in control with easy access to your funds anytime you need them.

100% online set up
Open and handle everything easily through your Viva.com business account.

Earn interest
Earn interest on every euro over 100€.

Fee-free withdrawls
Enjoy complete flexibility with no lock-in periods or penalties.

Financial clarity
Separate your savings from acquiring activities for better asset management.
How our business savings account works

Deposit your funds
Easily transfer money into your Viva.com Saver Account—get started in just a few clicks.
Watch interest grow daily
Interest begins to build every day, based on your balance and the ECB-1 linked rate.
Get paid monthly
Your earned interest is automatically added to your account monthly.
Access your money anytime
Need your funds? No problem. Withdraw anytime with zero lock-ins or penalties.
Discover the Viva.com Saver features
Increase your earnings with a high-performing business savings account built for growth, with a rewarding interest rate.
Currency | Euro |
Minimum balance for interest | 100€ |
Variable interest rate linked to the ECB Deposit Facility Rate minus 1 | Currently 1,25% |
Interest frequency | Monthly |
Interest calculation | Actual days / 360-day year |
Start of interest accrual | Next business day after deposit |
End of interest accrual | Day before withdrawal |
Tax withheld on interest earnings | Withholding % per country |
Statements | Available via web app |
Account fee | 10€ per month (Treasury Fee) |
IBAN assignment | Unique GR IBAN upon creation |
Ready to get started?
No paperwork, no long processes. Just 5 minutes and you're ready to go.

FAQs
*All deposits held at VIVABANK, including the Viva.com Saver Account, are protected by the Hellenic Deposit and Investment Guarantee Fund (TEKE). Learn more here.