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Turn your phone into a mobile card terminal

Accept contactless payments anywhere, any time. No extra hardware needed, just your Android or iPhone mobile and the Viva.com Terminal app.

Create account

Close-up of mobile devices completing a contactless Tap to Pay transaction with Viva.com’s Tap to Pay on Phone solution, Viva.com Terminal app

Close-up of mobile devices completing a contactless Tap to Pay transaction with Viva.com’s Tap to Pay on Phone solution, Viva.com Terminal app

Accept payments on your phone with Viva.com

Turn your Android or iPhone device into a mobile card terminal with Viva.com Terminal app. Accept secure contactless payments instantly without extra hardware, and use built-in tools to work faster, increase profits, and enhance customer experiences.

What are the key benefits of Tap to Pay on phone?

Cafe owner standing behind the counter with a tablet, representing the cost savings of using Viva.com Tap to Pay as a secure POS without extra hardware.

Cost savings
Use your smartphone as a secure POS with Viva.com Terminal app. Eliminate extra hardware, reduce setup and maintenance costs. It's ideal for startups, freelancers, and mobile businesses.
Convenience and mobility
Faster, contactless transactions
Security and reliability
Instant setup and activation

Why choose Viva.com

Business cards

Issue, manage, and track company cards instantly, from your Viva.com Account.

Transaction fees

Pay business expenses with your Viva.com debit card and earn cashback that eliminates your transaction fees.

Surcharge

Easily apply surcharge where applicable and increase your profits.

Tipping

Enable flexible tipping options like percentage, fixed, or round-up.

Real-time settlement

Receive your money instantly in your Viva.com Account, 365 days a year.

Offline payments

Accept payments without internet access, so you never miss a sale.

Accept 40+ payment methods 

Mobile payments for every sector

How to accept contactless payments on your phone

Gradient button labeled “Create account,” representing the first step where users click to begin signing up for Viva.com.

1

Click “Create account” to sign up online in minutes, no paperwork needed.

Viva.com AI onboarding chat screen guiding the merchant, illustrating easy setup for Tap to Pay on Phone as the final activation step.

2

Download the Viva.com Terminal app on the mobile phones you want to turn into a secure mobile POS terminal.

Viva.com Terminal app icon with Google Play and App Store badges, showing the step to download the app and turn mobile phones into secure POS terminals.

3

Use Tap to Pay on phone to accept cards, smartwatches, and digital wallets instantly, no extra hardware required.

Tap to Pay on iPhone

Accept contactless payments right on your iPhone.
With Viva.com Terminal app.

Accept payments on your phone today

Join thousands of merchants using Viva.com Terminal app to save time, paid instantly, and boost cash flow.

FAQs