0% Transaction Fees

Accept payments and get your fees back with our unique cashback program.

Create account

Zero transaction fees with viva.com — smiling business owner reviewing finances with cashback savings overlay showing €83 saved, reducing card transaction fees to 0% with viva.com debit card

Reduce your transaction fees to as low as 0% with Viva.com.¹
Every fee is returned to your Viva.com Account when you spend with your Viva.com business debit card.

How it works

Earn your fees back: 0% Transaction Fees explained

Merchant holding a smartphone displaying the viva.com business account interface, highlighting a zero payment fees UI, available balance, cashback program, recent transactions, and account management features.

Open your account
Complete our online form with your basic business details. We'll take care of collecting the required verification information from trusted sources, making the process quick and easy
Activate your card instantly
Activate your Viva.com digital business debit card, and any employee cards, in seconds from your Viva.com Account.
Accept payments your way
Get paid by your customers in person and online, with every payment going straight into your Viva.com Account in minutes.
Spend on your business
Use your business debit card, or your employees’ Viva.com debit cards, for everyday expenses like supplier payments, digital advertising, travel and client meals.
Earn cashback, cut your fees
You earn cashback on every purchase. It goes into your Viva.com Account, so your transaction fees can reach 0%.

One business card, full financial control

Data protection

Your card details appear only in your Account Dashboard, keeping your data protected.

Real-time overview

Monitor transactions in real-time via your Account Dashboard.

Effortless management

Generate and manage employee cards easily in your account.

Worldwide withdrawals

Enjoy worldwide cash withdrawals from any ATM.

Mastercard and viva.com business debit card exclusive offers — smiling small business owner holding a tablet in her craft studio, saving on expenses with the Mastercard Business Bonus Programme

Exclusive offers with your Viva.com Business Debit Card

Enjoy exclusive business offers with the Mastercard Business Bonus Programme when using your Viva.com debit card.

Save on business expenses such us, travel, digital advertising, office essentials, and more, while reducing your card transaction fees to 0% with Viva.com’s cashback feature.

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