What is Dynamic Currency Conversion?
Dynamic Currency Conversion (DCC) provides international cardholders of Visa and Mastercard the option to pay in their home currency, giving them a choice that can enhance their payment experience.
More sales
More conversions when international customers pay in their home currency.
Increase your margin
Earn back transaction fees on every local currency transaction via DCC.
Zero effort required
DCC prompts eligible customers automatically—no additional setup needed.
Fewer disputes
Home currency transactions are easier to recognise, reducing chargebacks.
How does DCC work?
DCC activation at checkout
When a cardholder uses their card at the card terminal or during Viva.com Smart Checkout, DCC is activated.
Currency detection
The system detects the card’s currency. If it’s different from the merchant’s, then it presents 2 options to the cardholder: either pay in their home currency, or in the merchant’s ones.
Cardholder's currency selection
The cardholder selects their preferred currency on the POS screen or Smart Checkout and completes the payment.
DCC Payments: Flexibility for every type of transaction
Offer Dynamic Currency Conversion for both in-person and online sales and increase your profits while boosting customer satisfaction.
In-person
Simplify your checkout flows and increase efficiency with our device-independent payment solution, Tap on Any Device.
Online
Whether you're running an online store or selling online without one, we've got you covered!
Omnichannel
Improve your customers’ journey by bridging your online and offline sales channels through our adaptable payment solutions.