Retail POS and Online payment solutions
Omnichannel payment solutions that simplify operations, boost sales, and drive growth.
From in-store to online: a unified payment solution
An end-to-end payment solution that brings all transactions together with real time centralised reporting.
Tap on Any Device
Accept contactless payments on any iPhone, Android, or 1,215+ compatible devices using the Viva.com Terminal app.
E-commerce
Boost your e-commerce sales with Viva.com Smart Checkout, an advanced payment gateway packed with conversion-boosting features.
Features built for business growth
Retail payments with 40+ payment methods
Accept over 40 international, local, and Buy Now, Pay Later (BNPL) payment methods with Viva.com.
Streamlined checkout across every touchpoint
From self-service kiosks to mobile POS and in-store pick-up, Viva.com streamlines every transaction.
Flexible self-checkout
Customers scan items themselves using a kiosk, their own phone, or a merchant device, then pay instantly via tap-to-pay or via our online payment getway.
Mobile attended checkout
Buy online, pick up in-store
Scan & pay with QR
Our Retail Partners
We parter with leading software companies, providing a streamlined end-to-end solution for all types or retail businesses.
Payments that fit every retail sector
Fashion & Apparel
Enable fast in-store checkouts and smooth online shopping with one unified payment solution.
Electronics & Appliances
Support high-value purchases securely across POS and e-commerce payments.
Home & Furniture
Power flexible payments for large orders, deliveries, and online sales in one platform.
Department Stores
Unify multiple checkout points and channels with centralised reporting.
Discount & Value Retail
Keep queues short and costs low with efficient, scalable payment solutions.
Cosmetics
Offer smooth, convenient payments from sales floor to self-checkout.
Smart savings and fast funding for retailers
Viva.com Saver Account
Earn competitive returns and keep funds separate, with instant access and no lock-in period — ideal for managing business cash flow.
Viva.com Merchant Advance
Get fast, flexible funding with no hidden fees. Exclusively for Viva.com merchants, helping your business grow without the hassle of traditional bank loans.
Create your account in minutes
No paperwork, no long processes. Just answer a few simple questions, and you're all set!
*Surcharge is applied only where legally permitted and under specific criteria.