Payments, Banking & Financing for Beauty & Wellness

Accept 40+ payment methods on any device, plus business banking and financing, all from one account.

Customer tapping smartphone to complete a contactless payment at a beauty store using Viva's mobile payment solution, with a "Payment completed" confirmation on screen

Viva.com brings everything your salon, studio, or spa needs into a single dashboard, payments, banking, and financing.
No juggling providers. No waiting days for your money. A licensed bank built for the way beauty businesses actually work.

From in-store to online: a unified payment solution 

Viva.com Tap on Any Device payment solution displayed across three devices — a smartphone, a handheld POS terminal, and a tablet stand — all showing a €24,65 transaction screen

Tap on Any Device

Turn any iPhone, Android, or compatible device into a card reader. Whether you're at the salon chair, treatment room, or a client's home, you're always ready to take payment.

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Screenshot of the viva.com Smart Checkout interface showing an order summary for Electron Books with Apple Pay, card payment, and multiple digital wallet options available at checkout

Smart Checkout

Turn your beauty business online into a seamless shopping experience with a self-updating payment gateway that adapts to customers’ payment preference for faster checkouts. Accept secure online payments for bookings, products and services with Smart Checkout.

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Viva.com payment notifications dashboard — send money, request money and deposit money options with payment link email tool showing today's revenue of €100, for merchant

Payment Notifications

Send a payment request for a specific amount directly to your client's email the moment their treatment is done. They click, pay, and you're both notified instantly.

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viva.com Quick Pay payment link UI — single always-active payment link

Quick Pay

Create one permanent payment link and share it anywhere — always active, unlimited transactions, multiple customers. Powered by Viva.com's Smart Checkout with built-in fraud protection and secure payment processing.

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Everything your beauty business needs to get paid

Transaction fees

Earn cashback by using your Viva.com debit card.

Real-time settlement

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Offline transactions

Keep your in-store payments running even without an internet connection.

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Tipping

Flexible in-person tipping: percentage, custom, or round-up.

Accept 40+ payment methods 

Mastercard payment methodVISA payment methodAMEX payment methodDiners payment methodDiscover payment methodApple Pay payment methodGoogle Pay payment methodSamsung Pay payment methodPaypal payment methodKlarna payment methodAlipay payment methodJCB payment methodTrustly payment methodMobilePay payment methodSwish payment methodMaestro payment methodUnionPay payment methodMastercard payment methodVISA payment methodAMEX payment methodDiners payment methodDiscover payment methodApple Pay payment methodGoogle Pay payment methodSamsung Pay payment methodPaypal payment methodKlarna payment methodAlipay payment methodJCB payment methodTrustly payment methodMobilePay payment methodSwish payment methodMaestro payment methodUnionPay payment method
Hair salon owner smiling while using a tablet to manage her business, with a hairdresser styling a client's hair in the background

Business Financing for Beauty & Wellness

From new equipment to your next location — get the capital your business needs, when you need it. Apply online in minutes, with a fixed fee agreed upfront and no hidden costs. Structured around how your business actually earns, so a slow month doesn't leave you short.

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Payments that fit every beauty & wellness sector 

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Hair salons

Fast, secure payments that keep hair appointments running smoothly.

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Beauty salons

Empower your beauty salon with modern payment solutions that enhance the client journey.

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Nail studios

Elevate your nail studio with payment solutions that improve workflow efficiency and reduce administrative tasks.

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Spa & wellness centres

Simplify the path to self-care with integrated scheduling and payment solutions.

Create your Viva.com account online today

Start accepting payments instantly, with built-in business banking and financing designed to keep your beauty business running smoothly.

FAQs