1 July 2025
Businesses in Spain can now accept contactless payments using only an iPhone and Viva.com’s Terminal app - no extra hardware required.
Viva.com, the first Tech Bank in Europe for businesses, now enables Tap to Pay on iPhone in Spain, empowering local merchants with a fast, simple, and secure way to accept contactless payments using just an iPhone and Viva.com’s Terminal app - no additional hardware or payment terminal needed. This launch marks Viva.com’s 23rd European market for Tap to Pay on iPhone, further solidifying its reach for the service across the continent.
“We continue expanding Tap to Pay on iPhone across Europe,” said Harry Xenophontos, Chief Partnerships Officer at Viva.com. “Tap to Pay on iPhone in our Terminal app gives businesses of all sizes the freedom to accept payments anywhere, while our broader platform, powered by our financial services and our ecosystem of over 450 tech partners, enables scalable growth.”
With Viva.com’s Terminal app and Tap to Pay on iPhone, Spanish businesses can:
• Seamlessly and securely accept all forms of contactless payments, including contactless credit and debit cards, Apple Pay, and other digital wallets directly on their iPhone
• Serve customers anywhere - ideal for restaurants, taxis, freelancers, mobile retailers, service professionals and more
• Activate the service within minutes by downloading the Terminal app from the Apple App Store using their iPhone XS or later running the latest iOS version
The solution supports all major international card schemes - Mastercard, Visa, American Express, Discover, and Diners.
Apple’s Tap to Pay on iPhone technology uses the built-in security and privacy features of iPhone to help protect business and customer data. Apple doesn’t store card numbers on Apple servers, so merchants and customers can rest assured that their data stays theirs.*
Viva.com’s All-in-One business solutions equip merchants to get started seamlessly - with instant onboarding, acceptance of over 40 payment methods, 0% transaction fees when using the Viva.com business debit card, and zero downtime. Businesses also gain access to dynamic currency conversion, integrated fiscalisation, and a suite of value-added tools designed to streamline operations and scale effortlessly.
*Encrypted card numbers are temporarily stored on iPhone only for transactions made in Store and Forward mode.