Payments for freelancers made easy!
The easy and cost-effective way to accept card payments on-the-go, anywhere

Accept payments on-the-go
Accept payments anytime, anywhere with Viva.com Terminal app. A seamless payment experience for your customers, whether you're a street vendor, technician, lawyer, or doctor.

Tap On Phone
Turn your phone into a card terminal with Viva.com.
Download the Viva.com Terminal app and start accepting payments on your phone today.
- Enter the payment amount into your Viva.com Terminal app.
- Tap your customer's payment card or mobile device onto the back of your phone to process their card details.
- Once the card processing is complete, your money is settled into your Viva.com Account instantly.
Tap to Pay on iPhone
Accept contactless payments right on your iPhone.
With Viva.com Terminal app.


Need to accept payments remotely?
Explore our range of remote payment solutions and pick the one that suits you best.


Payment Notification
Create a payment notification using your customer’s email, enter the amount owed, add a description, and send it to your customer for them to pay. Learn more

Virtual Terminal
A virtual POS inside your business account: Fill in your customer’s card details, enter the amount you wish to charge and accept the payment.

Quick Pay
Payments from a distance using a link. If you don’t have an online or a physical store, you can create a payment link, share it with your customers, and start accepting payments.
Accept 40+ payment methods
Viva.com enables you to accept more than 40 payment methods, offering both major international schemes and local payment options.
Viva.com Account benefits

Transaction Fees
Minimise Transaction Fees by using the Viva.com business debit card for expenses.

Offline Payments
Offline? No problem. Our Offline Payments feature ensures uninterrupted service during internet outages.

Real-Time Settlement
Instant settlement of transactions, 365 days per year on your Viva.com Account.
Ready to take your freelancing business to the next level?

¹ Our offline payment feature ensures that you can accept payments anytime, from Visa, Mastercard and AMEX if you’re a Viva.com Account owner.
² 0% is only for Viva.com Account owners and Viva.com business debit card owners. Rules apply.