Explore a tailored, hassle-free funding solution to enhance
your working capital today and propel your business to the next level.
Key benefits
Easy application
Our online application process, accessible via the viva.com Account dashboard, eliminates bureaucracy while our intelligent, dynamic pre-approval processes are the fastest in the industry.
Transparency
Merchant Advance is issued with a simple-to-understand fixed fee on top of the borrowed capital, with no hidden costs, no interest fees, or penalties. The amount is credited to your viva.com Account.
Flexibility in repayments
The Merchant Advance is repaid automatically through a percentage deducted from your daily card sales through viva.com.
How to get your Merchant Advance
1. Visit your viva.com Account dashboard to check for eligibility.
2. If eligible, click on your personalised offer, select the preferred Merchant Advance amount and apply.
3. Complete the process and receive your money on your viva.com Account.
Make the most of your viva.com Account
Real-Τime
Settlement
Instant settlement of transactions, 365 days per year
on your viva.com Account.
Transaction
Fees
Minimise Transaction Fees by using the viva.com business
debit card for expenses.
You don’t have a viva.com Account yet?
¹ 0% is only for viva.com Account owners and viva.com business debit card owners. Rules apply.