Merchant Advance
Secure funding to amplify your business’s growth.
Explore a tailored, hassle-free funding solution to enhance your working capital today and propel your business to the next level.
Key benefits
Easy application
Our online application process, accessible via the viva.com | Account dashboard, eliminates bureaucracy while our intelligent, dynamic pre-approval processes are the fastest in the industry.
Transparency
Merchant Advance is issued with a simple-to-understand fixed fee on top of the borrowed capital, with no hidden costs, no interest fees, or penalties. The amount is credited to your viva.com | Account.
Flexibility in repayments
The Merchant Advance is repaid automatically through a percentage deducted from your daily card sales through viva.com.
How to get your Merchant Advance
1. Visit your viva.com | Account dashboard to check for eligibility.
2. If eligible, click on your personalised offer, select the preferred Merchant Advance amount and apply.
3. Complete the process and receive your money on your viva.com | Account.
Make the most of your viva.com | Account
Transaction
Fees
Minimise Transaction Fees by using the viva.com business
debit card for expenses.
Real-Τime
Settlement
Instant settlement of transactions, 365 days per year
on your viva.com | Account.
You don’t have a viva.com | Account yet?
¹ 0% is only for viva.com | Account owners and viva.com business debit card owners. Rules apply.