Accept payments online in minutes with Viva.com
Access 40+ payment methods and scale from first sale to full growth. Trusted by thousands of merchants across Europe.
An intelligent online payment gateway built for your success
Viva.com Smart Checkout is a self-updating online payment gateway that adapts to customers’ payment preferences, delivering faster checkouts and increased revenue across countries, currencies, and payment methods.
"Since implementing the Viva.com solutions, we’ve seen an average payment acceptance rate of 97.8%. I highly recommend Viva.com to any business looking to enhance the performance of its payments"
Accept 40+ payment methods online
Support international, local, and BNPL payment methods with one simple integration.
Why businesses choose Viva.com to accept payments online
Decline recovery
Intelligently retries declined payments based on past customer behaviour, increasing conversion rates by up to +1.6%.
Saved cards
Increase repeat purchases with stored cards across the Viva.com network.
Secure, smart and localised online payments
Our payment gateway optimises every transaction with smart routing and real-time data, delivering secure, compliant, high-performance payments across Europe.
Secure and compliant payment processing
Full PCI DSS & SCA/3DS compliance, combining smart SCA exemptions with advanced machine-learning fraud protection.
Smart payment preference tracking
Self-updating payment gateway
Localised and branded checkout
Remote payment solutions for every business
Flexible online payments for businesses without a website.
Payment notifications
Send payment requests directly to your customers’ email inboxes. They receive a secure payment link and can complete the transaction instantly.
Virtual terminal for remote card payments
Process card payments securely through your Viva.com business bank account. Enter card details manually to accept payments online or over the phone from any location.
Quick Pay payment links
Create and share payment links in seconds. Collect payments through social media, messaging apps, or email—no online store required.