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Retail POS and Online payment solutions

Omnichannel payment solutions that simplify operations, boost sales, and drive growth.

From in-store to online: a unified payment solution 

An end-to-end payment solution that brings all transactions together with real time centralised reporting.

In-person payment solution by Viva.com displayed across multiple compatible devices, including smart terminals and POS systems, designed for seamless face-to-face transactions.

Tap on Any Device

Accept contactless payments on any iPhone, Android, or 1,215+ compatible devices using the Viva.com Terminal app.

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E-commerce

Boost your e-commerce sales with Viva.com Smart Checkout, an advanced payment gateway packed with conversion-boosting features.

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Features built for business growth

Transaction fees

Earn cashback by using your Viva.com debit card.

Real-time settlement

Get your money within minutes, 365 days a year.

Offline payments icon.

Offline transactions

Keep your in-store payments running even without internet connection.

Dynamic currency conversion icon

DCC

Earn back fees by letting customers buy in their own currency. 

Surcharge

Pass on transaction fees when appropriate* and keep your costs down.

Business cards

Issue, manage, and track company cards instantly, from your Viva.com Account.

Retail payments with 40+ payment methods  

Accept over 40 international, local, and Buy Now, Pay Later (BNPL) payment methods with Viva.com.

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Streamlined checkout across every touchpoint 

From self-service kiosks to mobile POS and in-store pick-up, Viva.com streamlines every transaction. 

  • Flexible self-checkout

    Customers scan items themselves using a kiosk, their own phone, or a merchant device, then pay instantly via tap-to-pay or via our online payment getway.

  • Mobile attended checkout

  • Buy online, pick up in-store

  • Scan & pay with QR

Our Retail Partners

We parter with leading software companies, providing a streamlined end-to-end solution for all types or retail businesses.

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Payments that fit every retail sector 

Fashion & Apparel

Enable fast in-store checkouts and smooth online shopping with one unified payment solution. 

Electronics & Appliances

Support high-value purchases securely across POS and e-commerce payments. 

Home & Furniture

Power flexible payments for large orders, deliveries, and online sales in one platform. 

Department Stores

Unify multiple checkout points and channels with centralised reporting. 

Discount & Value Retail

Keep queues short and costs low with efficient, scalable payment solutions. 

Cosmetics 

Offer smooth, convenient payments from sales floor to self-checkout. 

“The shops that use Viva.com are enthusiastic and customer satisfaction is high. 
Our customers even remark on how easy it is to pay.” 

Myriam Van de Casteele,Omnichannel Experience Project Manager, Petit Bateau

Create your account in minutes 

No paperwork, no long processes. Just answer a few simple questions, and you're all set! 

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*Surcharge is applied only where legally permitted and under specific criteria.