Take card payments on phone

Accept contactless payments anywhere, any time. No extra hardware needed, just your Android or iPhone mobile and the Viva.com Terminal app.

Tap to Pay on phone — viva.com Terminal app showing €24,65 contactless payment request on mobile phone, with customer tapping iPhone mobile wallet, no extra hardware needed

How to accept payments without a terminal using my smartphone?

With Viva.com Terminal app you accept secure contactless payments without extra devices, with tools that boost your business's service and revenue.

What are the key benefits of the Viva.com card reader app?

Cafe owner standing behind the counter with a tablet, representing the cost savings of using Viva.com Tap to Pay as a secure POS without extra hardware.

  • Cost savings

    Use your smartphone as a secure POS with Viva.com Terminal app. Eliminate extra hardware, reduce setup and maintenance costs. It's ideal for startups and mobile businesses.

  • Convenience and mobility

  • Faster, contactless transactions

  • Security and reliability

  • Instant setup and activation

Why choose Viva.com for mobile payments?

Dynamic currency conversion icon

DCC

Let international customers pay in their own currency while you earn from the exchange.

0% Transaction fees icon

Transaction fees

Pay business expenses with your Viva.com debit card and earn cashback that eliminates your transaction fees. 

Surcharge icon

Surcharge

Easily apply surcharge where applicable and increase your profits.

Tipping icon.

Tipping

Enable flexible tipping options like percentage, fixed, or round-up. 

Real Time Settlement Icon

Real-time settlement

Receive your money instantly in your Viva.com Account, 365 days a year.

Offline payments icon.

Offline payments

Accept payments without internet access, so you never miss a sale. 

Accept 40+ payment methods 

Mastercard payment methodVISA payment methodAMEX payment methodDiners payment methodDiscover payment methodApple Pay payment methodGoogle Pay payment methodSamsung Pay payment methodPaypal payment methodKlarna payment methodAlipay payment methodJCB payment methodTrustly payment methodWeChat Pay payment methodMaestro payment methodUnionPay payment methodMastercard payment methodVISA payment methodAMEX payment methodDiners payment methodDiscover payment methodApple Pay payment methodGoogle Pay payment methodSamsung Pay payment methodPaypal payment methodKlarna payment methodAlipay payment methodJCB payment methodTrustly payment methodWeChat Pay payment methodMaestro payment methodUnionPay payment method

Mobile POS payments for every sector

Taking payments has never been easier. Now, all you need is your iPhone.

Learn more
Official SNCB/NMBS rail company logo used in a Viva.com Tap to Pay on Phone testimonial.

“The new Tap to Pay system has made my work easier because it is integrated into the app on our smartphone. So I only need one device to carry out my tasks.” 

Kelly WillocksTrain conductor at SNCB

Start accepting contactless mobile payments on your phone

Join thousands of merchants using Viva.com Terminal app to save time, paid instantly, and boost cash flow.

Create account

FAQs