Merchant Advance

Secure funding to amplify your business’s growth.

A smiling small business owner wearing an apron holds a tablet in a flower shop, representing a Viva.com merchant accessing cash advance financing to grow their business

What do you get with Merchant Advance?

Explore a tailored, hassle-free funding solution provided by YouLend to enhance your working capital today and propel your business to the next level.

Easy application

Our online application process, accessible via the Viva.com Account dashboard, eliminates bureaucracy while our intelligent, dynamic pre-approval processes are the fastest in the industry.

Transparency

Merchant Advance is issued with a simple-to-understand fixed fee on top of the borrowed capital, with no hidden costs, no interest fees, or penalties. The amount is credited to your Viva.com Account.

Flexibility in repayments

The Merchant Advance is repaid automatically through a percentage deducted from your daily card sales through Viva.com.

How to get your Merchant Advance

1. Visit your Viva.com Account dashboard to check for eligibility.

2. If eligible, click on your personalised offer, select the preferred Merchant Advance amount and apply.

3. Complete the process and receive your money on your Viva.com Account.

Make the most of your Viva.com Account

0% Transaction fees icon

Transaction
Fees

Minimise Transaction Fees by using the Viva.com Business Debit Card for expenses.

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Real Time Settlement icon

Real-Τime
Settlement

Instant settlement of transactions, 365 days per year on your Viva.com Account.

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