You're on the United Kingdom website. Choose your country to see location-specific content

Take card payments on phone

Accept contactless payments anywhere, any time. No extra hardware needed, just your Android or iPhone mobile and the Viva.com Terminal app.

Close-up of mobile devices completing a contactless Tap to Pay transaction with Viva.com’s Tap to Pay on Phone solution, Viva.com Terminal app

How to accept payments without a terminal using my smartphone?

With Viva.com Terminal app you accept secure contactless payments without extra devices, with tools that boost your business's service and revenue.

What are the key benefits of the Viva.com card reader app?

Cafe owner standing behind the counter with a tablet, representing the cost savings of using Viva.com Tap to Pay as a secure POS without extra hardware.
  • Cost savings

    Use your smartphone as a secure POS with Viva.com Terminal app. Eliminate extra hardware, reduce setup and maintenance costs. It's ideal for startups and mobile businesses.

  • Convenience and mobility

  • Faster, contactless transactions

  • Security and reliability

  • Instant setup and activation

Why choose Viva.com for mobile payments?

DCC

Let international customers pay in their own currency while you earn from the exchange.

Transaction fees

Pay business expenses with your Viva.com debit card and earn cashback that eliminates your transaction fees. 

Surcharge

Easily apply surcharge where applicable and increase your profits.

Tipping

Enable flexible tipping options like percentage, fixed, or round-up. 

t

Real-time settlement

Receive your money instantly in your Viva.com Account, 365 days a year.

Offline payments icon.

Offline payments

Accept payments without internet access, so you never miss a sale. 

Accept 40+ payment methods

Taking payments has never been easier. Now, all you need is your iPhone.

Start accepting contactless mobile payments on your phone

Join thousands of merchants using Viva.com Terminal app to save time, paid instantly, and boost cash flow.

FAQs