Accept payments online in minutes with Viva.com
Integrate with one line of code and access 40+ payment methods. Benefit from quick settlements and conversion rates up to 97.2%.
An intelligent online payment gateway built for your success
Viva.com Smart Checkout is a self-updating online payment gateway that adapts to customers’ payment preferences, delivering faster checkouts and increased revenue across countries, currencies, and payment methods.
Why businesses choose Viva.com to accept payments online
Decline recovery
Intelligently retries declined payments based on past customer behaviour, increasing conversion rates by up to +1.6%.
Saved cards
Increase repeat purchases with stored cards across the Viva.com network.
Secure, smart and localised online payments
Our payment getway optimises every transaction with smart routing and real-time data, delivering secure, compliant, high-performance payments across Europe.
Secure and compliant payment processing
Full PCI DSS & SCA/3DS compliance, combining smart SCA exemptions with advanced machine-learning fraud protection.
Smart payment preference tracking
Self-updating payment gateway
Localised and branded checkout
Accept 40+ payment methods online
Support international, local, and BNPL payment methods with one simple integration.
Integrate our online payment gateway with your e-commerce platform
Viva.com Smart Checkout integrates seamlessly with leading e-commerce platforms to deliver fast, scalable online payments.
Remote payment solutions for every business
Flexible online payments for businesses without a website.
Payment notifications
Send payment requests directly to your customers’ email inboxes. They receive a secure payment link and can complete the transaction instantly.
Virtual terminal for remote card payments
Process card payments securely through your Viva.com business bank account. Enter card details manually to accept payments online or over the phone from any location.
Quick Pay payment links
Create and share payment links in seconds. Collect payments through social media, messaging apps, or email—no online store required.