IRIS Payments in your store
Easily accept IRIS payments in your physical or online store, with instant settlement and up to 0% transaction fees through Viva.com.


What changes in the IRIS legislation?
Starting from December 1st, 2025, all physical and online stores in Greece are required to accept payments via IRIS.
The IRIS service enables instant, secure, and easy account-to-account money transfers.
What are the benefits for my business?
AADE compliance
Full compliance with the new AADE requirement, backed by DIAS reliability.
0% transaction fees
Reduce your transaction fees to as low as 0% by using the Viva.com Debit Card for your business expenses.
Instant settlement
Receive your money in real time, directly into your Viva.com account.
Payment security
Payments are made through the secure environment of mobile banking, using biometric authentication.

Do I need to do anything to activate IRIS on Viva.com?
No action is required on your part. The service is automatically activated on POS terminals as well as on the Viva.com Terminal app (SoftPOS).
The service is already available through the Smart Checkout online payment solution.
How do I accept IRIS payments through Viva.com?
Accept IRIS payments in your store
Ensure transparency and compliance with Viva.com.
