Question 1

How do I activate my Viva.com Saver Account?

Accepted Answer

The Viva.com Saver Account is managed entirely on demand through the Viva.com platform, offering flexibility and transparency.  There are two easy ways to activate your Viva.com Saver Account:  From the Dashboard Banner: A dedicated banner on the business account dashboard allows merchants to start the process by simply clicking the "Get Started" button. Via the Sub-Account Creation Flow: Merchants can follow the same process they currently use to create a sub-account. When prompted, they will now see two account type options, one of which is the Viva.com Saver Account.

For more information, read our step-by-step instructions: Creating a Viva.com Saver – Step-by-Step Instructions | Viva.com Support

Question 2

What is ECB rate -1?

Accepted Answer

ECB rate -1 refers to an interest rate that is 1 percentage point below the European Central Bank (ECB) base rate.

Question 3

Who is eligible for a Saver Business Account?

Accepted Answer

The Viva.com Saver Account is available to business customers in Eurozone countries, provided they meet certain eligibility criteria. 
This includes legal entities and registered operating companies, as well as sole proprietors and individuals conducting business under their own name. Freelancers, professionals, and self-employed individuals who use the account exclusively for business purposes are also eligible to open a Viva.com Saver Account.

Question 4

Are there any fees associated with the  Viva.com Saver Account?

Accepted Answer

There is a 10€ monthly maintenance fee, also referred to as a Treasury Fee.

Question 5

Can I transfer money from my Viva.com Saver Account to my Viva.com Account, and are there any fees involved?

Accepted Answer

Yes, you can transfer money between your Saver Business Account and your Viva.com Account. These transfers are completely free of charge.

Currency	Euro
Minimum balance for interest	100€
Variable interest rate linked to the ECB Deposit Facility Rate minus 1	Currently 1,00%
Interest frequency	Monthly
Interest calculation	Actual days / 360-day year
Start of interest accrual	Next business day after deposit
End of interest accrual	Day before withdrawal
Tax withheld on interest earnings	Withholding % per country
Statements	Available via web app
Account fee	10€ per month (Treasury Fee)
IBAN assignment	Unique GR IBAN upon creation

Viva.com Saver Account

What is the Viva.com Saver Account?

How our business savings account works

Discover the Viva.com Saver features

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