Pricing

Price pack for Domestic Consumer Cards

Card Present

Per transaction

1,69%

Minimum Fee of 12 Ft per transaction applies.

Online Payments

Per transaction

2,19% + 89 Ft

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Card Present Acquiring Fees*

Domestic Consumer Cards. The applied Interchange fee resides at 0.20% for debit/prepaid cards and 0.30% for credit cards for domestic transactions.

Payment method	Interchange	Processing Fee
Visa(1)	1,69%	–
Mastercard(1)	1,69%	–
Maestro(1)	1,69%	–
Diners(1)	1,69%	–
Discover(1)	1,69%	–

*Minimum Fee of 12 Ft per transaction applies.

(1)Includes Apple Pay, Google Pay, Samsung Pay and third-party wallets where applicable.

Other Fees

Refund cost

Payment acceptance fees + 120 Ft

Cancellation cost

FREE

Mastercard Send

Merchant rebates, Fast refunds, Marketplace payouts

Fee per transaction: 0,40%

Max: 185 Ft

Min: 30 Ft

Visa Direct

Merchant rebates, Fast refunds, Marketplace payouts

Fee per transaction: 0,40%

Max: 185 Ft

Min: 30 Ft

Card Present Acquiring Fees*

Domestic Commercial cards - European Cards - UK Cards - International Cards - Alternative Payment Methods

Payment method	Interchange	Scheme	Viva.com Acquiring Fee	Processing Fee
Visa(1)	✓	✓	1,10%	–
Mastercard(1)	✓	✓	1,10%	–
Maestro(1)	✓	✓	1,10%	–
Diners(1)	✓	✓	1,10%	–
Discover(1)	✓	✓	1,10%	–
Amex(1)	2,75%**			–
JCB	✓	✓	1,10%	–

Alternative Payment Methods
Payment method	Interchange	Scheme	Viva.com Acquiring Fee	Processing Fee
Klarna	4,99%		-	135 ft
Alipay	2,40%			-

*Minimum Fee of 12 Ft per transaction applies.

**An additional 0,40% applies if the card is issued outside EEA

(1)Includes Apple Pay, Google Pay, Samsung Pay and third-party wallets where applicable.

Other Fees

Refund cost

Payment acceptance fees + 120 Ft

Cancellation cost

FREE

Refund cost Klarna

FREE

Mastercard Send

Merchant rebates, Fast refunds, Marketplace payouts

Fee per transaction: 0,40%

Max: 185 Ft

Min: 30 Ft

Visa Direct

Merchant rebates, Fast refunds, Marketplace payouts

Fee per transaction: 0,40%

Max: 185 Ft

Min: 30 Ft

Online Payment Acquiring Fees

Domestic Consumer Cards. The applied Interchange fee resides at 0.20% for debit/prepaid cards and 0.30% for credit cards for domestic transactions.

Payment method	Interchange	Processing Fee
Visa(1)	2,19%	89 Ft
Mastercard(1)	2,19%	89 Ft
Maestro(1)	2,19%	89 Ft
Diners(1)	2,19%	89 Ft
Discover(1)	2,19%	89 Ft

(1)Includes Apple Pay, Google Pay, Samsung Pay and third-party wallets where applicable.

When using certain official plugins for eCommerce platforms a surcharge of 0,35% may apply.

Other Fees

Refund cost

Payment acceptance fees + 120 Ft

Cancellation cost

FREE

3d secure authentication

12 Ft per attempt

Mastercard Send

Merchant rebates, Fast refunds, Marketplace payouts

Fee per transaction: 0,40%

Max: 185 Ft

Min: 30 Ft

Visa Direct

Merchant rebates, Fast refunds, Marketplace payouts

Fee per transaction: 0,40%

Max: 185 Ft

Min: 30 Ft

Online Payments Acquiring Fees

Domestic Commercial cards - European Cards - UK Cards - International Cards - Alternative Payment Methods

Payment method	Interchange	Scheme	Viva.com Acquiring Fee	Processing Fee
Visa(1)	✓	✓	2,00%	89 Ft
Mastercard(1)	✓	✓	2,00%	89 Ft
Maestro(1)	✓	✓	2,00%	89 Ft
Diners(1)	✓	✓	2,00%	89 Ft
Discover(1)	✓	✓	2,00%	89 Ft
Amex(1)	2,95%*			89 Ft
JCB	✓	✓	1,10%	89 Ft
PayPal(2)	0,10%

Alternative Payment Methods
Payment method	Interchange	Scheme	Viva.com Acquiring Fee	Processing Fee
Klarna	4,99%			135 ft
Pay on Delivery	–			41 Ft

*An additional 0,40% applies if the card is issued outside EEA

(1)Includes Apple Pay, Google Pay, Samsung Pay and third-party wallets where applicable.

(2)Processing fee charged to your Profile account, excluding any fees PayPal may charge to your PayPal account.

When using certain official plugins for eCommerce platforms a surcharge of 0,35% may apply.

Other Fees

Refund cost

Payment acceptance fees + 120 Ft

Cancellation cost

FREE

Refund cost Klarna

FREE

Card Verification (with Zero Amount)

21 Ft

3d secure authentication

12 Ft per attempt

Mastercard Send

Merchant rebates, Fast refunds, Marketplace payouts

Fee per transaction: 0,40%

Max: 185 Ft

Min: 30 Ft

Visa Direct

Merchant rebates, Fast refunds, Marketplace payouts

Fee per transaction: 0,40%

Max: 185 Ft

Min: 30 Ft

Over the Phone - Acquiring Fees*

Domestic Consumer Cards. The applied Interchange fee resides at 0.20% for debit/prepaid cards and 0.30% for credit cards for domestic transactions.

Payment method	Interchange	Processing Fee
Visa	2,19%	89 Ft
Mastercard	2,19%	89 Ft
Maestro	2,19%	89 Ft
Diners	2,19%	89 Ft
Discover	2,19%	89 Ft

*Relates to Virtual Terminal and MOTO.

Other Fees

Refund cost

Payment acceptance fees + 120 Ft

Cancellation cost

FREE

Daily Sales Clearance

FREE

Mastercard Send

Merchant rebates, Fast refunds, Marketplace payouts

Fee per transaction: 0,40%

Max: 185 Ft

Min: 30 Ft

Visa Direct

Merchant rebates, Fast refunds, Marketplace payouts

Fee per transaction: 0,40%

Max: 185 Ft

Min: 30 Ft

Over the Phone - Acquiring Fees*

Domestic Commercial cards - European Cards - UK Cards - International Cards - Alternative Payment Methods

Payment method	Interchange	Scheme	Viva.com Acquiring Fee	Processing Fee
Visa	✓	✓	2,00%	89 Ft
Mastercard	✓	✓	2,00%	89 Ft
Maestro	✓	✓	2,00%	89 Ft
Diners	✓	✓	2,00%	89 Ft
Discover	✓	✓	2,00%	89 Ft
Amex	2,95%**			89 HUF
JCB	✓	✓	1,10%	89 Ft

*Relates to Virtual Terminal and MOTO.

**An additional 0,40% applies if the card is issued outside EEA.

Other Fees

Refund cost

Payment acceptance fees + 120 Ft

Cancellation cost

FREE

Daily Sales Clearance

FREE

Mastercard Send

Merchant rebates, Fast refunds, Marketplace payouts

Fee per transaction: 0,40%

Max: 185 Ft

Min: 30 Ft

Visa Direct

Merchant rebates, Fast refunds, Marketplace payouts

Fee per transaction: 0,40%

Max: 185 Ft

Min: 30 Ft

viva.com Account

Omnichannel Payment Plans (monthly subscription)
- ✓
  Zero: 0 Ft*
  Terminal IDs & websites: per item**
  Digital Cards: unlimited
  Real Time Settlement: yes
  Users: per user***
  
  *min monthly charge 1.950 Ft
- ✓
  Default: 1.950 Ft
  Terminal IDs: up to 3**
  Websites: up to 1**
  Digital Cards: unlimited
  Real time settlement: yes
  Free Outgoing Transfers: 4
  Users: 2***
- ✓
  Standard: 4.990 Ft
  Terminal IDs: up to 10**
  Websites: up to 3**
  Digital Cards: unlimited
  Real time settlement: yes
  Free Outgoing Transfers: 15
  Users: 3***
- ✓
  Premium: 7.690 Ft
  Terminal IDs: up to 20**
  Websites: up to 5**
  Digital Cards: unlimited
  Real time settlement: yes
  Free Outgoing Transfers: 30
  Users: 5***
  
  **Cost per extra Terminal ID & websites:
  Monthly charge: 770 Ft
  
  ***Cost per extra User
  Monthly charge: 385 Ft
  
  The monthly fee is charged on the last day of each calendar month. During a calendar month, the user is entitled to choose an upgraded package with immediate effect or a lower package that will be effective from the following month.
In-Person Payment Plans (monthly subscription)
- ✓
  Zero: 0 Ft*
  Terminal IDs: per item**
  Digital Cards: unlimited
  Real Time Settlement: yes
  Users: per user***
  
  *min monthly charge 1.950 Ft
- ✓
  Default: 1.950 Ft
  Terminal IDs: up to 3**
  Digital Cards: unlimited
  Real time settlement: yes
  Free Outgoing Transfers: 4
  Users: 2***
- ✓
  Standard: 4.990 Ft
  Terminal IDs: up to 10**
  Digital Cards: unlimited
  Real time settlement: yes
  Free Outgoing Transfers: 15
  Users: 3***
- ✓
  Premium: 7.690 Ft
  Terminal IDs: up to 20**
  Digital Cards: unlimited
  Real time settlement: yes
  Free Outgoing Transfers: 30
  Users: 5***
  
  **Cost per extra Terminal IDs:
  Monthly charge: 770 Ft
  
  ***Cost per extra User
  Monthly charge: 385 Ft
  
  The monthly fee is charged on the last day of each calendar month. During a calendar month, the user is entitled to choose an upgraded package with immediate effect or a lower package that will be effective from the following month.
Ecommerce Payment Plans (monthly subscription)
- ✓
  Zero: 0 Ft*
  Websites: per item**
  Digital Cards: unlimited
  Real Time Settlement: yes
  Users: per user***
  
  *min monthly charge 1.950 Ft
- ✓
  Default: 1.950 Ft
  Websites: up to 1**
  Digital Cards: unlimited
  Real time settlement: yes
  Free Outgoing Transfers: 4
  Users: 2***
- ✓
  Standard: 4.990 Ft
  Websites: up to 3**
  Digital Cards: unlimited
  Real time settlement: yes
  Free Outgoing Transfers: 15
  Users: 3***
- ✓
  Premium: 7.690 Ft
  Websites: up to 5**
  Digital Cards: unlimited
  Real time settlement: yes
  Free Outgoing Transfers: 30
  Users: 5***
  
  **Cost per extra website:
  Monthly charge: 770 Ft
  
  ***Cost per extra User
  Monthly charge: 385 Ft
  
  The monthly fee is charged on the last day of each calendar month. During a calendar month, the user is entitled to choose an upgraded package with immediate effect or a lower package that will be effective from the following month.
Support Level (monthly subscription)
- ✓
  Default: FREE
  Support level: Digital Agent Chat (AI)
- ✓
  Standard: 1.950 Ft
  Support level: Digital /Human Agent Chat
- ✓
  Premium: 7.690 Ft
  Support level: Chat/Call/ Video (Human Appointment)
  
  The monthly fee is charged on the last day of each calendar month. During a calendar month, the user is entitled to choose an upgraded package with immediate effect or a lower package that will be effective from the following month.
Account Information
- ✓
  Account with IBAN (GR) with unlimited free incoming transfers:
  3.850 Ft (per month)
  or
  Account with IBAN (GR) with a fee per incoming transfer (no monthly fee):
  up to 1.925.000,00 Ft: 193 Ft
  from 1.925.000,01 Ft to 3.850.000,00 LEI: 770 Ft
  from 3.850.000,01 Ft to 7.700.000,00 LEI: 1.115 Ft
  over 7.700.000,01 Ft: 1.733 Ft
- ✓
  Transfer money
  Applies to any HU bank account
  0,45% + 190 Ft, (max 20.190 Ft)
- ✓
  Cash withdrawal fee
  2,90% + 190 Ft, (min. 400 Ft - max. 4.400 Ft)
- ✓
  Foreign currency transaction fees
  3% on transaction value
- ✓
  Cash Withdrawals
  Applies to viva.com cards
  143.000 Ft per day
  3.600.000 Ft per month
- ✓
  viva.com digital business debit card
  FREE
- ✓
  Order of a physical viva.com debit card
  Monthly fee: 1.200 Ft
Account Charging
- ✓
  Visa, Mastercard, Maestro
  1,9% + 0,1 Ft (minimum charge 0,3 Ft)
- ✓
  American Express
  2,9% + 0,1 Ft (minimum charge 0,3 Ft)
Merchant's Breach & Investigation Fees
- ✓
  Merchant's Breach Fee
  A Merchant's Breach Fee is applicable, in the event of verified fraudulent activities.
  136.600 Ft
- ✓
  Account Investigation Fee
  97.500 Ft
- ✓
  Card Investigation Transaction Fee
  7.800 Ft per transaction
- ✓
  Payout Investigation Transaction Fee
  7.800 Ft per transaction
- ✓
  Confiscations
  76.680 Ft (per confiscation)
Dispute Fees
- ✓
  Disputes/ Chargeback
  20 Ft per Lost Transaction

The above pricing is effective as of 19/03/2025 00:00 EET. Pricing updates on a monthly basis.

Pricing

Price pack for Domestic Consumer Cards

Card Present Acquiring Fees*

Card Present Acquiring Fees*

Online Payment Acquiring Fees

Online Payments Acquiring Fees

Over the Phone - Acquiring Fees*

Over the Phone - Acquiring Fees*

viva.com Account

Omnichannel Payment Plans (monthly subscription)

In-Person Payment Plans (monthly subscription)

Ecommerce Payment Plans (monthly subscription)

Support Level (monthly subscription)

Account Information

Account Charging

Merchant's Breach & Investigation Fees

Dispute Fees