Pricing
Price pack for Domestic Consumer Cards
Per transaction
1,69 %Minimum Fee of 0,72 CZK per transaction applies.
Per transaction
2,19 % + 10 CZKGet Registered to Receive One of our Tailor-Made Pricing Packs or a Personalised Offer.
In-person payments acquiring fees*
Domestic Consumer Cards. The applied Interchange fee resides at 0.20% for debit/prepaid cards and 0.30% for credit cards for domestic transactions.
| Payment method | Interchange | Scheme | Viva.com Acquiring Fee | Processing Fee |
|---|---|---|---|---|
 | 1,69 % | – | ||
 | 1,69 % | – | ||
 | 1,69 % | – | ||
 | 1,69 % | – | ||
 | 1,69 % | – | ||
*Minimum Fee of 0,72 CZK per transaction applies.
(1)Includes Apple Pay, Google Pay, Samsung Pay and third-party wallets where applicable.
Other Fees
Refund cost
Payment acceptance fees + 7,50 CZK
Cancellation cost
FREE
Mastercard Send
Merchant rebates, Fast refunds, Marketplace payouts
Fee per transaction: 0,40%
Max: 11.85 CZK
Min: 1.90 CZK
Visa Direct
Merchant rebates, Fast refunds, Marketplace payouts
Fee per transaction: 0,40%
Max: 11.85 CZK
Min: 1.90 CZK
Scheme Behavioral Fees
Download here
In-person payments acquiring fees*
Domestic Commercial cards / European Cards / UK Cards / International Cards - Alternative Payment Methods
| Payment method | Interchange | Scheme | Viva.com Acquiring Fee | Processing Fee |
|---|---|---|---|---|
| ✓ | ✓ | 1,16 % | – |
| ✓ | ✓ | 1,16 % | – |
| ✓ | ✓ | 1,16 % | – |
| ✓ | ✓ | 1,16 % | – |
| ✓ | ✓ | 1,16 % | – |
 | 2,75 %** | – | ||
 | ✓ | ✓ | 1,10 % | – |
 | ✓ | ✓ | 1,50% | 5,00 CZK |
| Payment method | Interchange | Scheme | Viva.com Acquiring Fee | Processing Fee |
|---|---|---|---|---|
 | 2,40 % | – | ||
*Minimum Fee of 0,72 CZK per transaction applies.
**An additional 0,40% applies if the card is issued outside EEA.
(1)Includes Apple Pay, Google Pay, Samsung Pay and third-party wallets where applicable.
Other Fees
Refund cost
Payment acceptance fees + 7,50 CZK
Cancellation cost
FREE
Mastercard Send
Merchant rebates, Fast refunds, Marketplace payouts
Fee per transaction: 0,40%
Max: 11.85 CZK
Min: 1.90 CZK
Visa Direct
Merchant rebates, Fast refunds, Marketplace payouts
Fee per transaction: 0,40%
Max: 11.85 CZK
Min: 1.90 CZK
Scheme Behavioral Fees
Download here
viva.com Account
Omnichannel Payment Plans (monthly subscription)
- ✓
Zero: 0 CZK*
Terminal IDs & websites: per item**
Digital Cards: unlimited
Real Time Settlement: yes
Users: per user***
*min monthly charge 123,50 CZK - ✓
Default: 123,50 CZK
Terminal IDs: up to 3**
Websites: up to 1**
Digital Cards: unlimited
Real time settlement: yes
Free Outgoing Transfers: 4
Users: 2***
- ✓
Standard: 321 CZK
Terminal IDs: up to 10**
Websites: up to 3**
Digital Cards: unlimited
Real time settlement: yes
Free Outgoing Transfers: 15
Users: 3***
- ✓
Premium: 494 CZK
Terminal IDs: up to 20**
Websites: up to 5**
Digital Cards: unlimited
Real time settlement: yes
Free Outgoing Transfers: 30
Users: 5***
**Cost per extra Terminal ID & websites:
Monthly charge: 50 CZK
***Cost per extra User
Monthly charge: 25 CZK
The monthly fee is charged on the last day of each calendar month. During a calendar month, the user is entitled to choose an upgraded package with immediate effect or a lower package that will be effective from the following month.
- ✓
In-Person Payment Plans (monthly subscription)
- ✓
Zero: 0 CZK*
Terminal IDs: per item**
Digital Cards: unlimited
Real Time Settlement: yes
Users: per user***
*min monthly charge 123,50 CZK - ✓
Default: 123,50 CZK
Terminal IDs: up to 3**
Digital Cards: unlimited
Real time settlement: yes
Free Outgoing Transfers: 4
Users: 2***
- ✓
Standard: 321 CZK
Terminal IDs: up to 10**
Digital Cards: unlimited
Real time settlement: yes
Free Outgoing Transfers: 15
Users: 3***
- ✓
Premium: 494 CZK
Terminal IDs: up to 20**
Digital Cards: unlimited
Real time settlement: yes
Free Outgoing Transfers: 30
Users: 5***
**Cost per extra Terminal IDs:
Monthly charge: 50 CZK
***Cost per extra User
Monthly charge: 25 CZK
The monthly fee is charged on the last day of each calendar month. During a calendar month, the user is entitled to choose an upgraded package with immediate effect or a lower package that will be effective from the following month.
- ✓
Ecommerce Payment Plans (monthly subscription)
- ✓
Zero: 0 CZK*
Websites: per item**
Digital Cards: unlimited
Real Time Settlement: yes
Users: per user***
*min monthly charge 123,50 CZK - ✓
Default: 123,50 CZK
Websites: up to 1**
Digital Cards: unlimited
Real time settlement: yes
Free Outgoing Transfers: 4
Users: 2***
- ✓
Standard: 321 CZK
Websites: up to 3**
Digital Cards: unlimited
Real time settlement: yes
Free Outgoing Transfers: 15
Users: 3***
- ✓
Premium: 494 CZK
Websites: up to 5**
Digital Cards: unlimited
Real time settlement: yes
Free Outgoing Transfers: 30
Users: 5***
**Cost per extra website:
Monthly charge: 50 CZK
***Cost per extra User
Monthly charge: 25 CZK
The monthly fee is charged on the last day of each calendar month. During a calendar month, the user is entitled to choose an upgraded package with immediate effect or a lower package that will be effective from the following month.
- ✓
Support Level (monthly subscription)
- ✓
Default: FREE
Support level: Digital Agent Chat (AI)
- ✓
Standard: 123,50 CZK
Support level: Digital /Human Agent Chat
- ✓
Premium: 494 CZK
Support level: Chat/Call/ Video (Human Appointment)
The monthly fee is charged on the last day of each calendar month. During a calendar month, the user is entitled to choose an upgraded package with immediate effect or a lower package that will be effective from the following month.
- ✓
Account Information
- ✓
Account with IBAN (GR) with unlimited free incoming transfers:
250 CZK (per month)or
Account with IBAN (GR) with a fee per incoming transfer (no monthly fee):
up to 125.000,00 CZK: 12,50 CZK
from 125.000,01 CZK to 250.000,00 CZK: 50,00 CZK
from 250.000,01 CZK to 500.000,00 CZK: 75,00 CZK
over 500.000,01 CZK: 112,50 CZK
- ✓
Transfer money
This applies to any CZ bank account
15 CZK
- ✓
Cash withdrawal fee
2% of transaction value (minimum 25,00 CZK, maximum 125,00 CZK)
first 3 withdrawals or first 25.000,00 CZK per calendar month: FREE
- ✓
Foreign currency transaction fees
3% on transaction value
- ✓
Cash Withdrawals Limits
Applies to viva.com cards
10 000 CZK per day
260 000 CZK per month - ✓
viva.com digital business debit card
FREE
- ✓
Order of a physical viva.com debit card
Monthly fee: 75 CZK
- ✓
Account Charging
- ✓
Visa, Mastercard, Maestro
1,9% + 0,1 CZK (minimum charge 0,3 CZK)
- ✓
American Express
2,9% + 0,1 CZK (minimum charge 0,3 CZK)
- ✓
Merchant's Breach & Investigation Fees
- ✓
Merchant's Breach Fee
A Merchant's Breach Fee is applicable, in the event of verified fraudulent activities.
10 000 CZK
- ✓
Account Investigation Fee
7 000 CZK
- ✓
Card Investigation Transaction Fee
550 CZK per transaction
- ✓
Payout Investigation Transaction Fee
550 CZK per transaction
- ✓
Confiscations
4 900 CZK (per confiscation)
- ✓
Dispute Fees
- ✓
20 CZK per Lost transaction
- ✓
The above pricing is effective as of 21/5/2026 10:00 EET. Pricing updates on a monthly basis.