0% Transaction Fees
Accept payments and get your fees back with our unique cashback program.

Reduce your transaction fees to as low as 0% with Viva.com.¹
Every fee is returned to your Viva.com Account when you spend with your Viva.com business debit card.
How It works

Open your account in minutes
Answer a few simple questions and we’ll gather the required info from trusted sources, getting your account ready in minutes, no extra effort needed.
Activate your card instantly
Accept business payments
Pay for business expenses
Get cashback
One business card, full financial control

Data protection
Your card details appear only in your Account Dashboard, keeping your data protected.

Real-time overview
Monitor transactions in real-time via your Account Dashboard.

Effortless management
Generate and manage employee cards easily in your account.

Worldwide withdrawals
Enjoy worldwide cash withdrawals from any ATM.

Exclusive offers with your Viva.com Business Debit Card
Enjoy exclusive business offers with the Mastercard Business Bonus Programme when using your Viva.com debit card.
Save on business expenses such us, travel, digital advertising, office essentials, and more, while reducing your card transaction fees to 0% with Viva.com’s cashback feature.
More ways to reduce fees with Viva.com
Surcharge
Maximise your profit by transparently passing card transaction costs to customers and maintain your competitive edge.²
DCC
With Dynamic Currency Conversion, you can offer clients the opportunity to pay in their local currency, while boosting your revenue.
Turn fees into cashback
Make every transaction work for you with Viva.com

¹ Terms & Conditions apply
² Surcharge is applied only where legally permitted and under specific criteria