27 May 2025
Businesses in Belgium, Croatia, Cyprus, Denmark, Greece, Luxembourg, and Malta can now accept seamless contactless payments with just an iPhone, powered by Viva.com’s Terminal app.
Viva.com, the first Tech Bank in Europe for businesses, expands Tap to Pay on iPhone to Belgium, Croatia, Cyprus, Denmark, Greece, Luxembourg, and Malta - empowering merchants to accept contactless payments using only an iPhone and the Viva.com Terminal app. From historic marketplaces in Bruges and seaside hotels in Dubrovnik, to upscale restaurants in Limassol and design stores in Copenhagen, businesses across these markets can now offer faster, simpler checkout experiences with contactless credit and debit cards, Apple Pay, and digital wallets - no extra hardware required. This latest expansion brings the geographical reach of Tap to Pay on iPhone with Viva.com’s Terminal app to 22 European countries.
“As we continue to scale Tap to Pay on iPhone across Europe, we’re building a continent-wide network of mobile-first merchants,” said Harry Xenophontos, Chief Partnerships Officer at Viva.com. “This latest wave takes our coverage to over 20 markets, making Viva.com the go-to platform for businesses that want to simplify payments, reduce friction at checkout, and operate without constraints.”
With Tap to Pay on iPhone and Viva.com’s Terminal iOS app, businesses of all sizes and across industries can reach new customers with a simpler checkout experience, take payments on the go, and explore new setups, like line busting. Market stalls benefit from flexible mobile payments, island operators gain portability and simplicity, F&B chains enjoy a frictionless set up, freelance professionals leverage secure, private payments, or taxis can tap into next-gen convenience.
The service supports major international card schemes - Mastercard, Visa, American Express, Discover, and Diners - and leading local payment schemes, such as Belgian Bancontact, and works via Viva.com’s Terminal iOS app on iPhone XS or later running the latest iOS version.
Apple’s Tap to Pay on iPhone technology uses the built-in security and privacy features of iPhone to help protect business and customer data. Apple doesn’t store card numbers on Apple servers, so merchants and customers can rest assured that their data stays theirs.*
Merchants can effortlessly set up Tap to Pay on iPhone by downloading Viva.com’s Terminal app from the Apple App Store using their iPhone XS or later running the latest iOS version.
Viva.com’s All-in-One business solutions equip merchants to get started seamlessly - with instant onboarding, acceptance of over 40 payment methods, 0% transaction fees when using the Viva.com business debit card, and zero downtime. Businesses also gain access to dynamic currency conversion, integrated fiscalisation, and a suite of value-added tools designed to streamline operations and scale effortlessly.
*Encrypted card numbers are temporarily stored on iPhone only for transactions made in Store and Forward mode.